DarshD Blogs & Interviews!

We all like free gifts. That's why Santa Claus is loved by many. Here's how you can be a Santa through Finance- Being a good person -  Santa gives gifts to good people, remember? So, you have to be a good person by not wasting your money, not over-spending, not over-using your credit cards.  By having a budget, financial plan, disciplined spending and not falling for financial frauds, you can be a good person. Now, the gifts !! We all want to get gifts but what if we don't like the gifts we got or we want to buy something for others? With financial planning, it's possible! By saving money, investing smartly and spending only on necessary things, we can save enough to do some shopping for the gifts in the early December of each year. With that financial power, you can not only buy gifts for your family and friends but also have enough to buy yourself something nice.  PLAN: Have a financial plan & budget for each month. Include traveling, healt

                                                                         Many times we think that each person's health is its own responsibility but have you thought about the consequences of the person falling ill? Here's a short fictional case study for you .... ABC company makes its employees overwork, PQR Co produces harmful products like alcohol & tobacco and then there's XYZ co. not thinking about the smoke coming from it's machines going inside the lungs of its workers. What effect do you think it will have? ABC & XYZ companies will have high employee turnover & high attrition rate. PQR Co will get consumers but many of which will die or cannot use the products because of bankruptcy (overspending and not being able to work) or illness like cancer (tobacco) or liver failure (alcohol) due to overdose & addiction (many would suggest that a particular age group will always buy the harmful products and the newer generation will also fal

                        Trust & Finance: Finance is very important for each individual and when it comes to having someone handle your finance, the trust on that person's abilities and character is also important. That's why I think that any financial services firm needs to establish the credibility and rapport with their clients. It's essential to have not only qualified individuals but also having good ethics and moral values. According to the Economic Times , 71% Indian investors trust their financial advisers. While according to the Motley Fool website , most of the Americans don't trust their financial advisers. So, how can a client know that their advisers are trustworthy? Is it possible to establish a good client-financial firm relationship? Yes, besides the observation by Investopedia , here are some of the essential things which I observed myself while being an intern for an insurance company- 1. License : Each employee of a firm acting as

Hi there! Welcome to my blog! I am "DarshD",  a Bachelor of Management Studies in Finance Graduate from Mumbai University living in Mumbai (India).  Nice to meet you. What is this blog about? Well, since this is my first actual blog besides my other tech, movies & gaming blog at Neoseeker.com (Link- Neoseeker Blog of DarshD ) , and newly created Movies Blog for the latest films:- ' DarshReviewsMovies.BlogSpot.com "....  Here in this DarshD Blog, the content will be more focused on my academic interests and perhaps, some helpful experiences to share so that others may get some tips after reading my experiences in life. Topics I wish to cover in this blog include, but not limited to- Finance, Psychology, Management, FinTech, Technology, Economics, Behavioral Finance, People, Soft skills, job hunting, job skills, real life experiences, cool stuff I find online etc. Frequency of blogging will be once a week. Most probably the weekends.  However, I hope t