DarshD Blogs & Interviews!

We all like free gifts. That's why Santa Claus is loved by many. Here's how you can be a Santa through Finance- Being a good person -  Santa gives gifts to good people, remember? So, you have to be a good person by not wasting your money, not over-spending, not over-using your credit cards.  By having a budget, financial plan, disciplined spending and not falling for financial frauds, you can be a good person. Now, the gifts !! We all want to get gifts but what if we don't like the gifts we got or we want to buy something for others? With financial planning, it's possible! By saving money, investing smartly and spending only on necessary things, we can save enough to do some shopping for the gifts in the early December of each year. With that financial power, you can not only buy gifts for your family and friends but also have enough to buy yourself something nice.  PLAN: Have a financial plan & budget for each month. Include traveling, healt

                                                                         Many times we think that each person's health is its own responsibility but have you thought about the consequences of the person falling ill? Here's a short fictional case study for you .... ABC company makes its employees overwork, PQR Co produces harmful products like alcohol & tobacco and then there's XYZ co. not thinking about the smoke coming from it's machines going inside the lungs of its workers. What effect do you think it will have? ABC & XYZ companies will have high employee turnover & high attrition rate. PQR Co will get consumers but many of which will die or cannot use the products because of bankruptcy (overspending and not being able to work) or illness like cancer (tobacco) or liver failure (alcohol) due to overdose & addiction (many would suggest that a particular age group will always buy the harmful products and the newer generation will also fal