DarshD Blogs & Interviews!

How to Buy Stuff on a Sale Guide by DarshD- We love to save and purchase things we always wanted or things which are releasing/launching in future. But there is a bump on your road to the savings goal.... It's called a 'Sale' or a series of sales. Should you purchase stuff that's on sale? How should you plan your purchases? Please read on to know more!! Here are some precautions-- - 1. Is it necessary now?  If you can live for this month without it, then you should consider postponing the purchase. 2. Will the price drop further in future?  If the discount is 20% or 30%, and if the product will be discounted even further in future (Electronic good especially) then you should probably wait. 3. Will the price increase in future?  Some products' price depends on oil prices, exchange rates, scarcity and other socio-economic factors. If your product is among them, then you should buy it unless it makes you take money out of your investment/bill pa...

We all like free gifts. That's why Santa Claus is loved by many. Here's how you can be a Santa through Finance- Being a good person -  Santa gives gifts to good people, remember? So, you have to be a good person by not wasting your money, not over-spending, not over-using your credit cards.  By having a budget, financial plan, disciplined spending and not falling for financial frauds, you can be a good person. Now, the gifts !! We all want to get gifts but what if we don't like the gifts we got or we want to buy something for others? With financial planning, it's possible! By saving money, investing smartly and spending only on necessary things, we can save enough to do some shopping for the gifts in the early December of each year. With that financial power, you can not only buy gifts for your family and friends but also have enough to buy yourself something nice.  PLAN: Have a financial plan & budget for each month. Include traveling, healt...